₹1 Lakh Store
⌘K
GETTING STARTED
FIND — Get an Idea
VALIDATE — Hit PMF (Phase 3)
UNIT ECONOMICS — First (Phase 4)
SCALE — Build to ₹1L/mo
AI & AUTOMATION
ANALYTICS & DATA
FINANCE
    • Cash Flow Projection
    • Working Capital Needs
    • COD Float Management
    • GST Filing SOP
    • TDS on Payments Guide
    • MSME Loan Options
    • Revenue-Based Financing
    • P&L Template (Monthly)
TOOLS & CALCULATORS
RESOURCES
  1. FINANCE
  2. Revenue-Based Financing

Finance

Revenue-Based Financing

Get 1-3x your monthly revenue as upfront capital, repaid as a percentage of future revenue. No equity dilution, no collateral, and approvals in 3-7 days. Built for fast-growing D2C brands.
1-3x Revenue Advance5-15% Revenue RepaymentNo Equity DilutionFast Approval (3-7 days)

1-3x

Revenue Advance

Based on monthly revenue

5-15%

Revenue Repayment

Percentage of daily/weekly revenue

0%

Equity Dilution

Keep 100% of your company

3-7 days

Approval

Fast access to capital

RBF Providers in India

ProviderFunding RangeRepaymentSpeed
Velocity₹2L-5Cr5-10% of daily revenue3-5 days
GetVantage₹2L-3CrRevenue share over 6-12 months3-5 days
Clubpace₹5L-1Cr5-12% of daily revenue5-7 days
BharatPe/PostPe₹1L-25LFixed weekly repayment2-3 days

How Revenue-Based Financing Works

RBF Mechanism Explained

1. You apply with revenue data. Connect your Shopify store and bank statements. The RBF provider analyzes your revenue history, growth rate, and unit economics.

2. You receive an offer. Based on your monthly revenue, you get 1-3x as upfront capital. A brand doing ₹10L/month might receive ₹10-30L.

3. You repay as a percentage of revenue. Instead of fixed EMIs, you pay 5-15% of daily revenue. Good month? You pay more. Slow month? You pay less. This flexibility is the key advantage.

4. Total repayment is capped. You know the total cost upfront — usually 1.2-1.5x the amount received. Once you've paid the cap, you're done.

5. No equity dilution. You keep 100% ownership. The provider earns a fixed return, not a share of your future upside.

When RBF makes sense: Use revenue-based financing when you have proven unit economics (CAC < LTV) and need capital for inventory or ad scaling. Don't use RBF to fund unprofitable acquisition — you'll just lose money faster while repaying a percentage of declining revenue.
RBF Checklist