Finance
1-3x
Revenue Advance
Based on monthly revenue
5-15%
Revenue Repayment
Percentage of daily/weekly revenue
0%
Equity Dilution
Keep 100% of your company
3-7 days
Approval
Fast access to capital
| Provider | Funding Range | Repayment | Speed |
|---|---|---|---|
| Velocity | ₹2L-5Cr | 5-10% of daily revenue | 3-5 days |
| GetVantage | ₹2L-3Cr | Revenue share over 6-12 months | 3-5 days |
| Clubpace | ₹5L-1Cr | 5-12% of daily revenue | 5-7 days |
| BharatPe/PostPe | ₹1L-25L | Fixed weekly repayment | 2-3 days |
1. You apply with revenue data. Connect your Shopify store and bank statements. The RBF provider analyzes your revenue history, growth rate, and unit economics.
2. You receive an offer. Based on your monthly revenue, you get 1-3x as upfront capital. A brand doing ₹10L/month might receive ₹10-30L.
3. You repay as a percentage of revenue. Instead of fixed EMIs, you pay 5-15% of daily revenue. Good month? You pay more. Slow month? You pay less. This flexibility is the key advantage.
4. Total repayment is capped. You know the total cost upfront — usually 1.2-1.5x the amount received. Once you've paid the cap, you're done.
5. No equity dilution. You keep 100% ownership. The provider earns a fixed return, not a share of your future upside.